PERSONAL LOANS

Move your plans forward with clarity.

When life calls for a considered next step, a personal loan can help eligible customers finance a meaningful goal while keeping the details, repayment, and total cost in view.

Explore a payment that fits alongside everyday life
Compare illustrative monthly repayment scenarios
Understand the terms before you apply

START AN ENQUIRY Explore planning tools

Personal loan availability, eligibility, rates, fees, and application steps may vary. The contact page begins an enquiry.

Family spending time together in their home

Couple planning together in their new kitchen

BORROW WITH PURPOSE

Funding for the moments that deserve a plan.

From a major purchase to a planned life moment, begin with what you need, what you can comfortably repay, and the time frame that suits your wider financial picture.

Before accepting any offer, review the interest rate, fees, repayment schedule, total amount payable, and any early repayment terms. Ask for clear written terms and take time to compare them.

Explore your options

PLAN AHEAD

See what feels affordable before you move.

A monthly payment is only one part of a home budget. Consider your deposit, moving costs, insurance, maintenance, and an emergency cushion alongside the loan payment.

Use the payment estimator below to explore how different amounts, rates, and terms could affect a monthly principal and interest payment.

Estimate a payment

Woman arranging furniture after moving into a home

A LOAN WITH A CLEAR PURPOSE

Start with the need you can define.

Personal borrowing can support different goals. The right choice starts with a plan for the full cost, not only the immediate moment.

PLANNED PURCHASE

Bring a considered purchase into reach.

Explore financing for a meaningful purchase after reviewing how the monthly payment fits your budget.

FINANCIAL ORGANISATION

See the whole picture before you decide.

Use the estimator and account information to understand potential repayments and your wider commitments.

CONFIDENT NEXT STEP

Borrow with the important details in view.

Review rates, fees, terms, eligibility, and repayment responsibilities before you submit an application.

GUIDANCE FOR YOUR NEXT STEP

Clear questions lead to more confident decisions.

Compare the full cost of borrowing, understand what could change over time, and make sure the proposed payment leaves space for everyday life. Our contact team can point you toward available information as the loan service develops.

TWO COMMON PATHS

Start with the move you have in mind.

Prepare for the purchase journey

Build a picture of your deposit, possible borrowing amount, monthly budget, and one-time purchase costs. If terms become available, compare more than the headline rate.

Ask about home loan enquiries

PAYMENT ESTIMATOR

Explore a monthly payment.

Enter your own loan amount, annual interest rate, and term. The result is an illustration of principal and interest only, not an offer or a quoted Stone Heaven Groups rate.

Need a human touch? Start a conversation.

Questions about the next step? Our contact page gives you a clear way to reach the Stone Heaven Groups team.